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Construction Loans

Ground-Up Financing
for Projects of Every Size

Flexible, dependable capital across residential and multifamily asset types.

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Financing Designed Around How You Build

Every structure starts with your project goals, your schedule, and your approach to development.

  • Project flexibility for single builds, phased schedules, and community-scale development
  • Asset versatility across SFR, BTR, multifamily, condos, homebuilder projects, and manufactured housing communities
  • In-house fund control for fast, predictable draw cycles
  • Custom structures built around your development strategy
  • Nationwide reach across primary, secondary, and select tertiary markets
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Construction Financing for a
Full Range of Development Projects

Funding for ground-up multifamily and mixed-use developments, from affordable housing to mid-rise
projects and condo components.
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Single-Family
Ground Up

Financing for individual SFR builds, scattered lots, infill projects, and high-end custom homes.

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Homebuilder
Financing

Capital for infill townhomes, suburban subdivisions, and multi-home communities delivered in production cycles.

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Build to Rent (BTR)

Construction financing for purpose-built rental communities, including horizontal multifamily and phased delivery plans.

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Multifamily / Mixed Use

Financing for stabilized or nearly stabilized multifamily or mixed-use properties with established operating histories.

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Manufactured
Housing / MHC

Financing for developing or expanding manufactured housing communities, focused on real estate and infrastructure.

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One-Time Close

A combined construction-to-bridge structure that transitions seamlessly from buildout into lease-up or stabilization.

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Designed For
Developers First

Built around developer needs, not rigid underwriting boxes.
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In-House Fund Control

Ensures rapid and predictable draw cycles

No-Retrade Approach

Supports confidence in execution from term sheet to close

Development-Savvy Teams

That understand ground-up construction

Flexible Structures

For phased builds, complex sites, and multi-asset schedules

Institutional Strength

With the mindset and responsiveness of an entrepreneurial lender

Relationship-Driven Lending

Built for long-term collaboration, not one-off transactions

Recent Client
Success
Stories

Featured Projects
Modern two-story house with white siding, large front windows, and a small front porch, situated between similar style homes under a partly cloudy sky.
Construction | Single | Wilmette, Illinois

$1,325,500

Aerial view of modern, multi-story townhouse buildings with large windows and balconies, surrounded by trees and neighboring residences.
Construction | Townhomes (8 Units) | Kenmore, Washington

$3,682,500

Frequently Asked Questions

How does Genesis underwrite ground-up construction loans?

We evaluate each ground-up construction loan by looking at the fundamentals: sponsor experience, project scope, construction budget, build schedule, market conditions, and exit strategy. Rather than relying on rigid checklists, we underwrite SFR construction, BTR developments, multifamily projects, mixed-use builds, and MHC communities based on the unique merits and complexity of each deal.

Do you finance both horizontal and vertical development?

Yes. We finance both horizontal and vertical development for SFR, BTR, multifamily, and mixed-use projects. Horizontal development is evaluated selectively based on scope, structure, and overall project strategy, while vertical construction is a core focus of our construction platform.​​ For subdivisions or community-scale developments, we can structure phased starts, horizontal-to-vertical sequencing, and rolling deliveries.

What types of projects qualify for construction financing?

We fund a wide range of residential and mixed-use ground-up construction projects, including:

  • Single-family homes and scattered-lot SFR construction
  • Urban infill townhomes and small clusters
  • Build-to-Rent (BTR) communities and horizontal multifamily
  • Multifamily ground-up development
  • Mixed-use residential and condo components
  • Manufactured Housing Communities (real estate/infrastructure only)

If your project falls within residential or mixed-use development, we can likely support it.

What loan sizes do you work with for construction financing?

We support a broad range of construction loan sizes, from individual SFR builds to large, multi-phase or community-scale development projects. Our team can quickly determine fit based on project size, scope, and sponsor experience.

How fast can Genesis close a construction loan?

Closing timelines depend on project complexity, sponsor readiness, and documentation, but Genesis is structured to move efficiently. Our underwriting and construction management teams are in-house, which streamlines decisions and communication to help accelerate closing for SFR, BTR, multifamily, and mixed-use construction loans.

How do construction loan draws work?

Genesis manages all draw schedules in-house through our fund control team. This ensures timely inspections and predictable draw disbursements aligned with actual progress on site, helping your ground-up development stay on schedule.

Can you support phased build schedules or rolling completions?

Yes. We frequently structure financing for phased construction, rolling CFOs, and sequential vertical starts—common in BTR communities, subdivisions, and multi-building developments. Completed phases can transition into stabilization or lease-up financing as appropriate.

Do you offer construction-to-permanent or one-time-close loans?

Yes. Our One-Time-Close structure combines construction financing with a built-in transition into lease-up or bridge, eliminating the need for a second closing. This solution is available for select SFR, BTR, and multifamily projects with experienced sponsors.

Will Genesis stay involved after construction is complete?

Often, yes. Depending on the project, we may provide post-construction financing for lease-up, stabilization, or transitional needs. Many sponsors pair construction financing with our bridge programs to create a seamless capital stack from buildthrough stabilization.

Do you lend nationwide?

Yes. Genesis lends in primary, secondary, and select tertiary markets nationwide for SFR, BTR, multifamily, mixed-use, and manufactured housing construction projects. Market dynamics and local considerations may influence structure or underwriting.

Do you finance owner-occupied or custom one-off homes?

No. We focus exclusively on investment-grade residential and mixed-use ground-up development led by experienced builders and developers.

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